You’ve got great health and welfare benefits coverage through the North Atlantic States Carpenters Health Benefits Fund. Benefits include medical, dental, prescription drug, vision, accident and sickness coverage, life insurance and a Carpenters Assistance Program (CAP) in partnership with KGA that helps with personal and family issues not usually covered under a traditional medical plan.
The Health Benefits Fund is an employer-paid plan that provides family coverage to all members who meet semi-annual qualifying requirements. The Fund provides benefits to members from local unions within Maine, New Hampshire, Vermont, Connecticut, Rhode Island and Massachusetts.
The North Atlantic States Carpenters Health Benefits Fund knows that navigating your insurance can be confusing. To help, we hope you will take a couple of minutes to watch this video. It defines a few insurance terms that may be unfamiliar to you and explains how to best use your benefits. We want you to make informed choices that help save you and the Fund money. To view the video, click the link here: How Your Health Insurance Works
For a complete description of the comprehensive benefits package offered to eligible participants and their dependents, please visit the Summary Plan Description. The plan described in this document is effective January 1, 2020, except for those provisions that specifically indicate other effective dates, and replaces all other plan documents/summary plan descriptions previously provided to you. This book provides the required information about your rights and protection under the law in order to comply with the Employee Retirement Income Security Act of 1974 (ERISA).
Please contact the Fund Office to speak to a member services representative.
800-344-1515 (New England) – Ext. 2 for Spanish
800-922-6026 (Connecticut) – Dial *2 for Spanish